*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6;color:#1a1a1a;background:#fff;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:#15779b;text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.2;margin:0 0 .6em;color:#0b0b0b;font-weight:700}
h1{font-size:clamp(1.9rem,4.5vw,3rem);letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,3vw,2.2rem);letter-spacing:-.01em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.wrap--narrow{max-width:780px}
.tc{text-align:center}
.muted{color:#5c6975}
.small{font-size:.85rem}
.accent{color:#15779b}

/* Header */
.hdr{position:sticky;top:0;background:linear-gradient(135deg,#0f5a77 0%,#15779b 55%,#1a8fb8 100%);border-bottom:1px solid rgba(255,255,255,.08);box-shadow:0 2px 14px rgba(10,40,60,.18);z-index:50}
.hdr__wrap{display:flex;align-items:center;justify-content:space-between;padding:10px 20px;min-height:64px}
.hdr__brand{display:flex;align-items:center;color:#fff}
.hdr__brand:hover{text-decoration:none;opacity:.9}
.hdr__brand img{height:44px;width:auto;display:block;filter:drop-shadow(0 1px 2px rgba(0,0,0,.25))}

/* Buttons */
.btn{display:inline-block;background:#15779b;color:#fff;padding:12px 22px;border-radius:8px;font-weight:600;font-size:1rem;border:2px solid #15779b;cursor:pointer;transition:all .2s ease;text-align:center}
.btn:hover{background:#106080;border-color:#106080;text-decoration:none;transform:translateY(-1px);box-shadow:0 6px 20px rgba(21,119,155,.25)}
.btn--lg{padding:15px 30px;font-size:1.05rem}
.btn--sm{padding:9px 16px;font-size:.9rem}
.btn--ghost{background:transparent;color:#15779b}
.btn--ghost:hover{background:#15779b;color:#fff}
.btn--onblue{background:#fff;color:#15779b;border-color:#fff}
.btn--onblue:hover{background:#0b0b0b;color:#fff;border-color:#0b0b0b;box-shadow:0 6px 20px rgba(0,0,0,.25)}

/* Hero */
.hero{background:linear-gradient(180deg,#f4f7fa 0%,#fff 100%);padding:clamp(50px,8vw,90px) 0 clamp(40px,6vw,70px);border-bottom:1px solid #eceff3}
.kicker{text-transform:uppercase;letter-spacing:.15em;font-size:.78rem;color:#15779b;font-weight:700;margin-bottom:14px}
.hero .lead{font-size:clamp(1.05rem,1.8vw,1.2rem);max-width:680px;color:#3a4550}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 22px}
.badges{list-style:none;padding:0;margin:20px 0 0;display:flex;gap:14px 24px;flex-wrap:wrap;font-size:.92rem;color:#3a4550}
.badges li{white-space:nowrap}

/* Sections */
.sec{padding:clamp(50px,7vw,80px) 0}
.sec--alt{background:#f4f7fa;border-top:1px solid #eceff3;border-bottom:1px solid #eceff3}
.lead{font-size:1.1rem;color:#3a4550;max-width:680px}

/* Grid */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin-top:30px}
.card{background:#fff;border:1px solid #eceff3;border-radius:12px;padding:22px;transition:all .2s}
.sec--alt .card{background:#fff}
.card:hover{border-color:#15779b;box-shadow:0 10px 30px rgba(21,119,155,.08);transform:translateY(-2px)}
.card h3{color:#15779b;margin-bottom:6px}
.card p{margin:0;color:#5c6975;font-size:.95rem}

/* Steps */
.steps{max-width:720px;margin:30px 0 20px;padding-left:22px;line-height:1.7}
.steps li{margin-bottom:10px}
.steps strong{color:#15779b}

/* Form */
.form{background:#fff;border:1px solid #eceff3;border-radius:14px;padding:clamp(22px,4vw,36px);margin-top:28px;box-shadow:0 4px 30px rgba(10,20,30,.04)}
.form label{display:block;font-weight:600;font-size:.9rem;color:#1a1a1a;margin-bottom:16px}
.form__row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width:640px){.form__row{grid-template-columns:1fr;gap:0}}
.form input[type=text],.form input[type=email],.form input[type=tel],.form input[type=url],.form select,.form textarea{width:100%;padding:12px 14px;border:1.5px solid #d8dde3;border-radius:8px;font:inherit;font-weight:400;margin-top:6px;background:#fff;color:#1a1a1a;transition:border-color .15s}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:#15779b;box-shadow:0 0 0 3px rgba(21,119,155,.12)}
.form textarea{resize:vertical;min-height:100px;font-family:inherit}
.form .check{display:flex;gap:12px;align-items:flex-start;font-weight:400;font-size:.92rem;color:#3a4550;line-height:1.5;margin:10px 0 20px}
.form .check input{margin-top:3px;flex-shrink:0;width:18px;height:18px;accent-color:#15779b}
.form .hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.form .btn{width:100%;margin-top:6px}
.form .small{margin:14px 0 0;text-align:center}

.check-big{width:72px;height:72px;border-radius:50%;background:#15779b;color:#fff;font-size:2.4rem;display:flex;align-items:center;justify-content:center;margin:0 auto 24px}

/* Footer */
.ftr{background:#0b0b0b;color:#b9c2cc;padding:40px 0 20px;margin-top:40px;font-size:.92rem;line-height:1.7}
.ftr__wrap{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px;padding:0 20px}
.ftr strong{color:#fff}
.ftr a{color:#b9c2cc}
.ftr a:hover{color:#15779b}
.ftr__bot{text-align:center;padding:24px 20px 0;margin-top:28px;border-top:1px solid #1f2933;color:#7a8694;font-size:.85rem}

/* Legal pages */
.legal h2{margin-top:2em;font-size:1.3rem;padding-top:.8em;border-top:1px solid #eceff3}
.legal h2:first-of-type{border-top:none;padding-top:0}
.legal h3{margin-top:1.4em;font-size:1.02rem;color:#15779b}
.legal ul{padding-left:22px;margin:0 0 1em}
.legal ul li{margin-bottom:6px}
.legal code{background:#f4f7fa;padding:2px 6px;border-radius:4px;font-size:.88em;color:#15779b}

@media (max-width:640px){
  .hdr__wrap{min-height:58px}
  .hdr__brand img{height:38px}
  .cta-row .btn{flex:1}
}